The Truck Store Finance Center

We Make Financing Easy for Delmar, MD & Fruitland, MD Drivers

We know that the financing process can be stressful for some drivers, especially for those who have never gone through it before. After all, there is a lot of number crunching and fine details involved. That is why our team of experts are here to help you through this process & ensure you get the payment plan that best suits your budget.

No matter if you know you want to purchase the truck you like best, or you are interested in learning more about leasing, the team here at The Truck Store will be happy to assist you with all of your vehicle-related needs, whether you are visiting from the Delmarva Peninsula and The Eastern Shore.

The Differences Between Leasing & Financing

So what are the differences between these two financing options? Most importantly, which one is the best option for you?

Purchasing: Loans & Ownership

Purchasing a truck is the most popular option among our drivers for a simple reason: when you purchase a vehicle, you gain ownership of it. This means you can drive it as much as you want and choose what you want to do with it. A lot of people love this level of freedom and versatility in their day-to-day life. When you buy a truck, though, you will most likely have to take out an auto loan to cover its price tag. You will then pay down that loan over the coming months. After you do, though, you will have complete ownership of the truck!

Leasing: Affordable Monthly Costs & Mileage Parameters

Leasing a truck comes with its own benefits: for one, you don't need to take out an auto loan to do so. For those who are looking to avoid taking out loans, leasing is a flexible alternative to that process. Additionally, leasing is often more affordably on a monthly scale, since lease prices are predetermined and your monthly truck payment is determined by the life and size of your loan when you purchase.

Leasing also comes with certain mileage parameters, though; you also will be responsible for maintaining the truck's quality during the time you have it in your possession.

Which Option Is Best?

The difference between leasing and purchasing is akin to the difference between renting an apartment and buying a house. One offers you more financial flexibility, while the other offers ownership and the benefits that come with that. Depending on your personal preferences and your driving habits, one could be more beneficial than the other. Our financing team can help answer any questions you may have, though; we can even point you in the right direction if you are stuck.

Ready To Learn More?

If you have any questions about the financing process, or if you would like to see our selection of featured trucks, you are always welcome to visit us at The Truck Center, serving drivers throughout Georgetown, DE; Laurel, DE; and Salisbury, MD.

Additionally, if you would like to get a head start on the purchasing process you can fill out our finance application.

We look forward to assisting you with all of your automotive needs.

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